Unas 18 entidades financieras ofrecen este beneficio dirigido a créditos de consumo, mypes, vehiculares e hipotecarios. Exhortan a que MEF amplíe vigencia del programa.
¿A quiénes está dirigido este beneficio?
A aquellos que tienen deudas de consumo de hasta S/ 10.000, vehiculares hasta S/ 50.000, hipotecarios hasta S/ 250.000 y mypes hasta S/ 20.000.
Este mecanismo con garantía estatal facilita la reprogramación entre 6 y 36 meses de las deudas mencionadas, con una reducción entre el 15% al 25% de las tasas de interés vigentes. Este porcentaje de disminución depende de la tasa pactada de la deuda.
Para acceder a estas facilidades, se tiene como requisito principal tener calificación de riesgo normal o con potencial problema en el sistema financiero hasta febrero del 2020.
En total son 18 entidades financieras las que ya están habilitadas para ofrecer este mecanismo. Son 6 bancos (Ripley, Santander, Azteca, BBVA, Interbank, Banbif); 5 financieras (Compartamos, Efectiva; Credinka, Qapaq, Confianza); y 7 cajas (Piura, Sullana, Arequipa, Huancayo, Incasur, Tacna, y Raíz).
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